Saving on household bills

When you are watching every penny, making the most of all available discounts is essential.

Kim says: "Being completely responsible for my family's finances and on a tight budget means that every little saving is valuable. I've found that the small discounts that I get by paying by Direct Debit on individual bills really adds up over the course of the year."

Many major utility companies offer discounts on your bills if you pay by Direct Debit. They may only be a few pounds per bill, but over the course of a year they can really add up.

Discounts differ from person to person, visit Direct Debit savings to see how much you could save.