Becky is a typical student. She's enjoying the best time of her life - parties, late nights, new found freedom - but facing inevitable money pressures.

"Mum and dad help and I've got a part-time job but money's still tight," says Becky. "When away at uni most of my cash seems to be sucked into paying for everyday household bills and the rest goes on my mobile phone, car insurance and so on."

“Fortunately my parents have helped with some hints and tips, particularly how Direct Debit can help me spread the cost of major bills. I have to agree with dad that setting up Direct Debits has helped me. I don't worry about forgetting to pay and I do find the whole experience hassle free."

To find out more about managing your finances why not our budget calculator? Or if you or is someone you know heading off to college or university and facing the financial facts of life for the first time read our student leaflet.

Some bank accounts offer special rates, facilities and features for students. If you choose to switch accounts, the process is simple. Visit our account switching section to learn more.