"We're a big family with busy lives, so staying in control of our finances is number one priority," reveals Terry. "We're always on the look out for ways to save time and money - so we've got a soft spot for Direct Debit because it allows us to do both!"
Terry Smart is a man with a plan when it comes to finances: no surprise as he's head of the Bacs Academy. With Sal, he manages their finances as well as those of student daughter Becky and son Will, who is still at school. Luckily though, he's earned his title of Payments Professor thanks to his in depth knowledge of Direct Debit.
Sal is the MD of Smart Info Tech Services, a flourishing IT company. As boss of her own small business, Sal uses Bacs Direct Credit to make sure all her business payments run smoothly, and Direct Debit to pay office bills such as electricity. Combining motherhood, with running a successful home and business means Sal doesn't have much spare time on her hands and automating her payments gives her one less thing to worry about.
