Unemployment
Even a short period of unemployment can upset family finances. See when things go wrong section which outlines some of the key things you may want to consider to manage the effects of the change.
Make sure you receive all available Government help by talking to the Department for Work and Pensions www.dwp.gov.uk.
Handling outstanding and new debts can be worrying. The most important advice is to be open about any money worries: both with your family and the organisations to whom you owe money. Speak to Citizens' Advice www.citizensadvice.org.uk, or a money management charity like the Consumer Credit Counselling Service www.cccs.co.uk before things get too bad. They will work with you and your creditors to find a way out.
Find out more about general savings with Direct Debit by visiting Terry and Sal.
