Just because they're comfortable in retirement doesn't mean Bob and Rose Smart don't look after the pennies! In fact they reckon they save just over £200 a year by paying regular household bills by Direct Debit.
Says Rose: "We prefer paying bills by Direct Debit because it's a safer and more reliable way to make payments. We avoid going backwards and forwards to the bank or Post Office and we love the way it helps control our outgoings."
