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A beginners guide to Direct Debit

npower duel fuel:
Taken from - www.npower.com/stoppress/

Our discount has just been increased to £80 when you take both fuels from npower. Take your electricity and gas from npower, paying by monthy Direct Debit throughout the year and you'll receive our recently improved £80 annual discount.

Broadband/digital:
Taken from - http://allyours.virginmedia.com/html/existingcustomers/billingfaq.html

What are my options for paying my bill? Direct Debit - The cheapest and easiest way to pay for your Virgin Media services is Direct Debit. You'll save money as other methods of payment are subject to a separate payment handling charge of £5 per month by Virgin Media Payments Ltd. You will still receive your monthly bill five working days in advance of the payment being requested from your bank. This means that you can check your monthly statements prior to your payment going out. Our Direct Debit guarantee promises you a full refund if Virgin Media Payments Ltd makes a mistake.

Landline telephone:
Taken from - www2.bt.com/static/i/microsite/help_and_tips/payments/faq/about_payments.html#faq11

What is a Payment Processing Fee?
From 1 May 2007, BT Payment Services Ltd, a separate BT Group company, is introducing a payment processing fee for customers who do not pay their telephone bills by Direct Debit or Monthly Payment Plan as all other methods of payment cost BT more to process. Customers not on a Direct Debit or Monthly Payment Plan by the time of their next bill will be charged a discrete payment processing fee of £1.50 (for monthly billed customers) or £4.50 (for quarterly billed customers). You can avoid the new payment processing fee if you sign up to Direct Debit or Monthly Payment Plan. Visit www.bt.com/payments. Please note: These changes dont apply to customers on a special scheme such as In Contact Plus, the Light Use Scheme and Pay & Call

Magazine Subscription:
IPC Media offer a discount of £3.52 for paying for a subscription to Now Magazine by Direct Debit over three months. Therefore annually a household can save up to £14.08. Please log on to http://www.magazinesubscriptionsipc.com/ipc/ipcshop/trolley.asp.

Mobile phone:
Based on T-Mobile £3 monthly charge for not using Direct Debit = £36 www.t-mobile.co.uk/personal/pages.do/our-services/internet-on-the-move/what-it-costs

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