Are you or is someone you know heading off to college or university? Chances are you or they are facing the financial facts of life for the first time.
New student Becky suggests: "I've heard about the huge debts that some students leave university with and am worried about how I'm going to manage my money. Fortunately my parents have helped with some hints and tips, particularly how Direct Debit can help me spread the cost of major bills."
To find out more about managing your finances why not try Kim's budget calculator in 'Living on a budget'?
